All-In Spending

In my last post titled “Every Cent Counts,” I explained that,

“in attempt to maximize their efficiency in the use of their money, people with OCPD generally try to spend as little as they can, especially on things that are not aligned with their passion.”

But what happens when they do come across something that they are passionate about, something that is worth spending the extra money?

People with OCPD tend to spend extremely generously when their preoccupation with the efficient use of money comes together with their hyper passion (tunnel vision).

When they find the things that have been placed in this world specifically for them, such as their one “perfect” soul mate or their one “perfect” dream job, money is hardly an issue to people with OCPD. While others hold back on their spending to be realistic and safe, people with OCPD can give up everything that they have, sometimes even drive themselves into debt in their attempt at gaining everything.

In one point in my life, without any concern for saving money, I spent all of my earnings on world travel. 

So many of the world’s greatest success stories come from this kind of disregard for money. Obsessive director James Cameron is notorious in the film world for shooting his pictures as if he is on an unlimited budget.

While it can be extremely rewarding when their tunnel vision has gotten them fixated on something destined to excel, it can also be financially devastating when their tunnel vision has gotten them fixated on something doomed to fail. Despite all the signs that signal the eventual collapse of the object of their fixation, despite all the opposition by everyone around them, people with OCPD fight until the end because they are wonderfully built to do just that.


  • You can be infinitely generous
  • You really do put your money where your mouth is
  • You are not mentally bound by financial limitations
  • You make an excellent entrepreneur


Be aware that your tunnel vision often has you so focused on one priority that you tend to neglect other priorities, including other important people in your life. Train yourself to include them in your generous spending habits. If the money that you spend so generously comes from a shared pool of money with another person, understand that you do not own all the rights to that money. If the other person who you share money with does not approve of your all-in spending, do not take it personally. They are among many who cannot see or understand your obsession. If your loved ones do support you financially, accept their generosity with gratitude. Do not turn their genuine act of kindness into a cold, heartless transaction that you would get from uncaring moneylenders.

If you are the object of their fixation, consider yourself quite lucky. Enjoy their generosity and do not feel overwhelmed by the pressure to match it. Being appreciative is enough. If, however, your needs are being neglected because your OCPD friend is fixated on something else, do not take it so personally. Instead, communicate openly with your OCPD friend that you would appreciate more of his or her attention. If you and your OCPD friend share money and he or she appears to be using it excessively in a manner that worries you, communicate openly about that as well. If his or her assurance is not enough, do not be afraid to draw the line in your shared pool of money.

Whenever you are in the zone, although it feels against your nature to do so, pull yourself out a bit and consider all the other important things in your life. Though it might be painfully tedious for you to record all your spending in a spreadsheet because of your disregard for money when you are fixated on something, doing so can really help you understand the problems in the way you spend your money.

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3 thoughts on “All-In Spending

  1. Monic says:

    Hello and thank you for this website. It is extremely interseting and useful. I will leave a a comment later but right now I need to understand who you are relating to when you write;HOW TO CO-EXIST WITH THE OTHER (OTHERS): Is it a peron with OCPD who has a friend who also is a OCPD person or is it meant for a person without this disorder who has a freind with OCPD? Clearify this once for all so I can follow your thoughts better.
    Thank you so much. Monic

  2. Nick says:

    This is interesting. My ex-wife with OCPD is fixated with therapy, albeit none of the multiple therapists has diagnosed her problem as being OCPD. While extremely cheap in all other financial aspects, she spends with abandon on therapy (and alson on self-help books). I never realized the root of this extreme spending habit. Thank you for sharing this insight

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